Company Report

Pre-sale activities boosted in 2022

3Q21 performance rebounds

NPL ratio maintained low

Expected to recover in 4Q21

3Q21 performance lowered due to COVID-19

3Q21 performance spiked from 3Q20 low

Positive 3Q21 performance driven by soaring oil prices

3Q results are in line with 2021 guidance

Public investment is a powerful driver

3Q earnings hit by prolonged social distancing